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Car Loan or Auto Refinance Credit Application

I owe more on my car than its worthI have a trade-inI have NO trade-inI have money downI have NO money down

Income?
0-10,000 Per Year10,000-20,000 Per Year20,000-40,000 Per YearOver 40,000

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Instant Decisions

Get guaranteed vehicle options you will fall in love with, within minutes! 

The best interest rates

Our process insures that you will receive the very best interest rates available!

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Have A Question?

We can help, just call 518-290-0562

Requirements For Buying a Vehicle

  • Minimum loan amount is $5,000 ($10,001 in Arizona,
    $6,000 in California, $6,001 in Massachusetts).
  • Maximum loan amount is $75,000.
  • Vehicle and term restrictions apply.
  • Maximum mileage restrictions may apply.
  • The vehicle must have a clean and clear title and the vehicle cannot have a salvaged, lemon law, flood or frame damaged title.
  • We do not offer financing for commercial vehicles, motorcycles or recreational vehicles.
  • Contracts with Santander Consumer USA, Inc. as the current lien holder are ineligible for refinance.
  • Contracts with Chrysler Capital as the current lien holder are ineligible for refinance.
  • Must be 18 years of age or older.
  • Residents of the following states are NOT eligible for Cash-Back Refinancing: AK, AR, CT, DC, HI, KS, KY, MA, MS, NC, ND, NE, NH, NJ, NM, NV, PA, VA.

Purchasing Through a Dealer

  • Vehicles to be financed must be nine years old or newer with fewer than 120,000 miles. For example, in calendar year 2018, only model years 2009 and newer are eligible.

Refinance

  • Vehicles to be refinanced must be seven years old or newer with fewer than 105,000 miles.For example, in calendar year 2018, only model years 2011 and newer are eligible.

Privet Sale Purchase

  • Vehicles to be purchased from an individual must be 12 years old or newer with fewer than 100,000 miles. For example, in calendar year 2018, only model years 2006 and newer are eligible.

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