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More that 80% of Americans have not-so-perfect credit, according to Experian’s 2015 VantageScore 3.0. This means you have to be careful when picking the right finance options to avoid paying too much. If you are vehicle shopping, you're probably already worried about paying too much as it is... As you should be.
Here's the thing: different banks have different program guidelines for specific vehicles. Finding the right bank with the lowest cost program for a vehicle you have already picked out is like ordering food without a menu. You may get them to make the dish you ordered but you should keep your fingers crossed on the quality and if the bill will be affordable, because "custom" always come with a premium.
Credit Ninja gets you the best financing options first, then after they get their menu of guidelines, they know which vehicle options will qualify for the lowest rates.
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