A little secret on how to get financed with terrible credit. Maybe you don’t have terrible credit but you just want a lower interest rate and finding a specific car isn’t very important. Your just want a good car at a better value.
If your main concern is finding a low mileage vehicle that is reliable, your half way there. Sometimes my clients don’t realize that the bank is more likely to approve the loan biased newer model years, lower miles, and book value is higher than the amount you seek to barrow. THE BANK WILL APPROVE YOU IF YOU ONLY NEED TO BORROW $10,000 FOR A CAR THAT IS WORTH $12,000!!
So how do we do this without putting money down? Buy a car that few people want, or cars you can buy cheap. Ninja researches these options to save you time. Although demand may be down on a car because of color, or make and model at the time, doesn’t mean that you won’t love the car and will be a great car for you and your family. It’s a hell of a lot better than your 1996 Chevy Lumina that’s about to break down!
Here is a list of vehicles you are more likely to find available that cost less than they are worth giving you a higher chance of getting approved or just rewarded with a lower interest rate because you are financing less than the car is worth with no money down! No one likes wasting time at dealers, I hope this helps makes your car shopping experience more enjoyable.
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2013 – 2015 Nissan Altima S
2012 -20015 Chevy impala LS GOLD
2011 – 2016 Kia Optima LX
2011 – 2016 Hyundai Sonata GLS
2010 – 2013 Suzuki Equator
2012 – 2016 RAM 1500
2010 - 2014 Nissan Rogue
2010 – 2014 Toyota CRV
2010-2014 Nissan Quest
2010-2015 Dodge Caravan
2010-2014 Kia Sedona